Consider the following three zero-coupon (discount) bonds: Face Value Market Pricee Time to Maturity Bond $924.64 One year $1,000 1e $841.53 Two years $1,000 2e $744.59 Three years $1,000 3 a) Calculate the one-, two-, and three-year spot rates. (3 marks) b) Calculate the forward rate over the second year and the forward rate over the third year. (2 marks)