Consider the following two mutually exclusive projects: Year Cash Flow $($X$)$ Cash Flow $($Y$)0-$$$20,000-$$$20,00018,85010,10029,1007,80038,8008,700$ Instruction: Sketch the NPV profiles for X and Y over a range of discount rates from $0\%$ to $25\%.$ What is the crossover rate for these two projects $($when both projects have the same NPV$)?$ Show your steps.