Consider two local banks, Bank Ahas 93 loans outstanding, each for 510 million that it expects will be repaid today. Each loan has a 6% probability of default, in which case the bank is not repaid anything. The chance of default is independent across all the loans Bank Bhas only one loan of 593 million outstanding, which it also expects will be repaid today It also has a 6% probability of not being repaid Calculate the following a. The expected overall payoff of each bank b. The standard deviation of the overall payoff of each bank a. The expected overal payoff of each bank. The expected overall payoff of Bank Als sillon (Round to the nearest integer)