Consider you are attempting to purchase a commercial real estate building on loan. Conduct your own research and identify the characteristics of the loan application on which lenders focus when making their funding decisions. Be sure to include any specific ratios or standards used by lenders and include reasons why you might be denied funding. Lastly, select one commercial lender to whom you would submit an application and explain why. In response to peers, further discuss the key characteristics that lenders will focus on when making funding decisions.