Considering the effect of interaction term (Student*Credit Rating) on Credit Card Balance in the analysis: Choose the correct statement from below: The effect of level of credit rating on credit card balance is significantly different for students vs non-students as p-value for the coefficient of the interaction term is 0.1 For a specific level of credit rating, students are more likely to have higher credit card balance than non-students as evidenced by the high p-value (>0.1) The effect of level of credit rating on credit card balance is not significantly different for students vs non-students as p-value for the coefficient of the interaction term is >0.1