Considering the following information calculate Cathy's Life Insurance needs, that accounts for her wishes and supplemental Cash Flow needed after her death. When calculating please ensure you use a rate of return of 4%. Cathy's Wishes / Needs: Bequests to Charities: $25,000 Final Expenses: $20,000 Loans: $48,000 Mortgage: $220,000 Education Fund: $100,000 Cathy's Current Life Insurance Coverage: $40,000 Whole Life Insurance Policy that he has had for years, with a $10,000 Cash Surrender Value and a $12,000 Adjusted Cost Base (ACB) Monthly Income needs: The household requires $8,000 after tax monthly to cover expenses Cathy and Henry's expected annual incomes should the other spouse predecease them: Cathy's Annual income after tax should Henry predecease her is $90,000. Henry's Annual income after tax should Cathy predecease him is $76,000. Please ensure your answer is rounded to the nearest whole dollar, and includes no decimal, or symbols (i.e.: dollar sign or comma). Therefore an answer of $320.50 should be input as 321