Consolidated statement of financial position As at 31 December Assets Note 2019 2018 AED'000 AED'000 Cash and balances with central banks 4 00 169,702,008 182,908,727 Investments at fair value through profit or loss Due from banks and financial institutions 10 20,099,181 14,620,910 17,026,502 19,176,092 Reverse repurchase agreements 11 24,678,375 19,033,451 Derivative financial instruments 40 15,917,321 13,084,192 Loans and advances 12 407,903,028 352,966,420 Non-trading investments 13 114,644,422 90,433,574 Investment properties 14 7,956,854 7,388,493 Property and equipment 15 4,618,986 3,991,215 Intangibles 16 19,498,087 19,699,711 Other assets 17 19,923,251 20,583,602 Total assets 821,968,015 743,886,387 Liabilities Due to banks and financial institutions 18 36,007,875 40,266,535 Repurchase agreements 19 38,821,848 34,769,685 Commercial paper 20 21,236,955 18,144,105 Derivative financial instruments 40 19,228,541 15,219,464 Customer accounts and other deposits 21 519,161,857 465,237,066 Term borrowings 22 55,751,819 42,268,173 Subordinated notes 23 381,305 401,979 Other liabilities 24 23,340,779 25,606,380 Total liabilities 713,930,979 641,913,387 Equity Share capital 25 10,920,000 10,897,545 Share premium 53,434,461 53,188,043 Treasury shares (18,864) (25,530) Statutory and special reserves 10,920,000 9,483,238 Other reserves 25 2,474,032 (37,477) Tier 1 capital notes 26 10,754,750 10,754,750 Share option scheme 27 249,816 266,841 Retained earnings 18,872,367 17,083,868 Total equity attributable to shareholders of the Bank 107,606,562 101,611,278 Non-controlling interest 430,474 351,722 Total Equity 108,037,036 101,973,000 Total liabilities and equity 821,968,015 743,886,387Consolidated statement of profit or loss For the year ended 31 December Interest income Interest expense Net interest income FEE and commission Income Fee and commission expense Net fee and commission income Net foreign exchange gain Net gain on investments and derivatlves Other operating income Operating income General, administration and other operating expense Profit before net impairment charge and taxation Net impairment charge Profit before taxation Overseas income tax expense Profit for the year Profit attributable to: Share holders of the Bank Non-controlling interests Basic earnings per share iAED} Diluted earnings per share [AED] Note 28 25' 30 31 32 33 34 35 36 42 42 2019 2013 AED'DOIJ AED'000 24,363,947 11,340.614 [11,594,145] {8,310,445} 12,224,002 13,030,163 4330.688 4,823,388 11,551,259] {1,431,515} 3,169,423 3,3 92,322 2,600,928 2.042.430 1,5t:l6,2ii'1|l 826,225 192,521 154,496 20,249,052 19,445,142 15,493,991] (5,323,555; 14,250,066 14,112,132 [1,342,930] [1.1'25.?94} 12,901,086 12,391,303 {314,463} {325,004} 12,592,623 12,066,333 12,520,203 12,010,320 72,420 55.569 12,592,623 12,066,383 1.10 1.06 1.10 1.06
