Construct a balance sheet for the Harper family from the following information. Be sure the format is correct. (20 points for balance sheet) Are the Harpers solvent or insolvent? Explain. (5 points) Show all work. (25 points total for problem)

Cash on hand 100 Bank credit card balance 35,000 Auto loan balance 19,000 Mortgage 225,000 Primary residence (FMV) 250,000 Jewelry 500 Stocks 1,000 Coin collection 1,500 2010 Chevy 20,000