Construct a mortgage loan amortization with monthly loan payments The Project: You are about to purchase a new home for $200,000 with a $180,000 loan. The current rate (APR) on a 2 year mortgage with a 10% down payment is 4.8% (2 years to keep it a manageable size) Use the Excel PMT function to calculate the monthly payment. Make sure that the interest rate, r, and the term of the loan, t, are stated in monthly terms. Create a loan amortization schedule with monthly payments using the provided spreadsheet template. Your first payment is due January 1, 2021. Deliverable: Complete the Excel template for the amortization schedule.