Contract 1: You will get from a bank S4 million every 3 years, starting in 9 years and so for the next 21 years Payments will grow at a rate of 5% each period. The interest rate is 20% APR quarterly compounded. Contract 2: You will receive a perpetuity starting today but payments of $3 million are made every 2 years. The interest rate is 18% monthly compounded. Which contract provides better outcome