Corinne has just gotten her first job and wants to apply for her first credit card. What advice can you give Corinne? Your response should include the following information:

• What Corinne should do before applying for the credit card
• Which elements of the credit card agreement Corinne should focus on once her application is accepted
• What Corinne should do in order to best manage her credit
• The potential downsides of having a credit card