Cory ia a recent college graduate whio has juat been hited by a marketing firm in an entry$-$level position. His employer orbup benefts ociy toret a whort term disability to a maximum of $119$ daye. He meeta with an insurance agent to talk about disability coverage. To filly cover his salary, he woul thesure a $$3\mathrm{.}000$ monthly berefit. In reviewing optiona, he thinks that his ideat coverage of a $30-$doy waiting period and a $"$to age $65"$ berefit period enmes sit in cont that exceeds his budget. What recommendation should the insurance agent make to Cory regarding caverage? Extend the waiting period to reduce the monthly premium, Shorten the benefit period to n the the monthly premium. Reduce the monthly benefit to iecised the monthly premium, Wait until his income has increased and he can afford the premium.