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Could you explain why bankers have to lend more than what has been deposited with them? What does this temptation induce, if not properly contained?

Could you explain why bankers have to lend more than what has been deposited with them? What does this temptation induce, if not properly contained?

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The practice of banks lending more money than what has been deposited with them is rooted in the concept of fractional reserve banking Fractional rese... blur-text-image

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