Could you please help me to answer both of these questions??? This is the second time I have posted in Chegg because no one help me with that

Question 11 (1 point) Crissie just won the lottery, and she must choose among three award options. She can elect (A) to receive a lump sum today of $300,000, (B) to receive 10 end-of-year payments of $45,000, or (C) to receive 30 end-of-year payments of $20,000. If she expects to earn 36% annually, which option would you recommend? Option A Option B Option C Pick any option! Question 12 (1 point) Jan sold her house on December 31 and took a $100,000 mortgage as part of the payment. The 20-year mortgage has a 18% nominal interest rate, but it calls for semiannual payments beginning next June 30. Next year Jan must report on Schedule B of her IRS Form 1040 the amount of interest that was included in the two payments she received during the year. How much interest must Jan report on Schedule B for the first year? o i W hp TO TA C 6 & 7 8 9 o U Y H K L N M