Could you write the answer on paper? Thank you.

please answer the two questions below.

Background: Your client, for whom you are writing the report, is a data scientist. His plan is to retire in the next 10 years, and is therefore looking to invest more heavily in financial products. While his knowledge of maths and statistics is extensive, his knowledge of financial theory and financial mathematics is almost non- existent. He is looking for investments for both short-term and long-term returns. He has completed some research and has found a number of investments that he wishes to have assessed to the extent that they may be viable investment options. He has specific investment criteria, and his suggested investments are based on this criteria, therefore he does not expect you to identify additional investment options for him. As he wishes to invest into securities for retirement, only the viability of the investment(s) should be considered in this report. Lastly, while you expect that your client has a good base salary you have little knowledge of his assets or liabilities or overall financial position therefore it is impossible to know how many of these investments he can purchase / invest. Therefore you are expected to provide advice on each investment in isolation from the other investments, i.e. not as a portfolio of investments Show the differences between the effective rate or return and a nominal rate. In what circumstances can we use these to evaluate different investment opportunities? Describe, using diagrams if needed, how the present value and the future value of an annuity is calculated and the differences between an ordinary annuity and an annuity due