Could your financial background help me out with this question? attached in the word doc is the question and assignment. simple work. the powerpoint is also this weeks reading

Please post your understanding of the concepts presented in this unit's reading assignment. Also, use the Federal Reserve Bank [FRB] web sites in conjunction with the unit readings roll-out schedule to complete your assignment. Select an item for presentation and discussion for this unit. The "popular press", or in other words for us the: "www" is also an appropriate resource as well. Although [!] the FRB is a much more highly researched and authentic resource! Readings: For unit 2 we will investigate the many facets of the credit industry, chapters 4 and 5. From this background we will move onto the aspects of managing your own personal credit as an informed consumer. Some of the tools that are required to assist one in making intelligent decisions regarding the many areas of personal finance, particularly the time value of money and the cost of various credit arrangements will be explored. The economic ramifications of inflation and what this means for the credit consumer will also be addressed. All of which will assist one in making a more informed responsible decision. Other topics of interest will be addressed also. One of the key factors in finance is ROI is simply the after tax return on your "principle" investment. It is a very much used concept in almost all aspects of finance. Businesses use it all the time, ROI drives a lot of business decisions. Whether to retain, expand or divest of either a business product, or segment; one of the main analytical tools used is that of ROI. Unfortunately the tool has its limitations. The further we look into the future the less clear our vision becomes. So to speak. And now days the future is not defined like it was say 20 years ago. The future arrives much sooner. Decisions are made with a much shorter focus, if you will. And "qualitative issues", particularly those affecting people are much more difficult to factor into some quantitative tool. https://youtu.be/2K0ubOpyZt8 https://youtu.be/HbQ2kmhIlHo https://youtu.be/YPP9igBVdkg