Cousin Berta invested $$150,000$ fifteen years ago at $12$ percent, compounded quarterly$\mathrm{.}8$a$.$ How much has she accumulated? $($Use a Financial calculator to arrive at the answer. Round the final answer to the nearest wholedollar.$)25$pointsFuture valueb. What is her effective annual interest rate $($rate of return$)?($Use a Financial calculator to arrive at the answer. Round the finalanswer to $2$ decimal places.$)$X$0036$:$06$Effective annual interest rate