Crate responses for discussions for 1 and 2. Keep separate from one another. They are separate discussions.

1. Should BUC try to attract RFC's business? ----I do not think it is a good idea to try and get involved with RFC. Granted, the rumors about RFC are just that, rumors, but the fact that the current investor banker for the RFC company, in fact, has refused to manage its fund is a huge red flag that something is wrong with their company. If the BUC did decide to go with RFC, they are taking a huge risk due to the knowledge that getting involved with the management of a fund will most likely be used for unlawful activities in a surreptitious manner.

What decision should BUC make? -----I think that getting involved with the RFC would be unethical and is not worth the short-term gains. The issues should be brought up to the Vice President and the CEO and talk about possibly making up for the shortcomings of this period and keep researching to find someone else to pursue. In the long run, it will be more beneficial to make up the difference later on than taking a gamble on RFC and risking the reputation of the banking sector and finding it more difficult to get that back.

2. Should BUC try to attract RFC's business?

No, I do not think that it is in the best interest of all involved at BUC, especially upper management, to sacrifice the integrity and values of the organization and management in an attempt to attract business. It would not be a good decision to conduct business with organizations and people who participate in illicit activities. Although it sounds like RFC is looking for a new investment council, it would be wise for BUC to air on the side of caution considering the reputation that RFC has that is putting them in an unfavorable light.

What decision should BUC make?

Before closing the door completely on RFC, BUC could reach out to them about conducting business together contingent on having a meeting. The purpose of the meeting would be to alleviate any concerns that BUC has and allow RFC to be completely transparent in what they do who they support. If all does not go well, it would be in the best interest of BUC to look for other prospective clients to meet the growth objectives of the company. RFC is not the only fish in the sea and I would put all of my energy towards finding new clients that align with the values and morals of the company. I believe that having a clean and clear conscience is worth more than sacrificing my integrity or even the opportunity to live in an expensive mansion.