Credit Card Balance. Why is paying your credit card balance in full so important? What should you do if you can't avoid credit card debt? Explain. Why is paying your credit card balance in full so important? (Select the best answer below.) A. You can avoid interest charges. B. Your assets will not be seized. c. Your ability to borrow will improve. D. Your monthly minimum payment will not change. Credit card interest rates tend to be: (Select the best answer below.) A. within 3% of rates on other debt. B. equal to rates on other debt. O c. higher than rates on other debt. D. lower than rates on other debt