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Credit card zero percent interest for 1 2 months . What makes it a contract? What are the three main terms of a contract? What

Credit card zero percent interest for 12 months . What makes it a contract?
What are the three main terms of a contract?
What happens if the contract is broken?
How might the contract be voided?
What kind of training on contracts have you received at work? If none, why not?

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