Credit Cards: Advantages and Disadvantages for the consumer Links to an external site. 10 Warning Signs of a Debt Problem Links to an external site. Should You Buy Now and Pay Later? Links to an external site. ULOs Identify steps to avoid and correct credit mistakes (CLO 3) Develop a plan to manage your debts (CLO 3) Directions After reading the above articles discuss the following: How can a person use consumer credit responsibly? What are some common mistakes people make with consumer credit? What advice would you give others on how to manage their use of credit?