Credit Management Decisions. What credit management decisions should be included in your financial plan? The key credit management decisions that should be included in your financial plan are: (Select the best answer below.) OA. how to increase your credit limit and maximizing rewards. B. whether to only make the minimum monthly payments and determing how to maximize rewards. C. the credit limit that should be imposed on your credit card and when to use credit. O D. knowing when to use credit and how to take advantage of your grace period