Credit Risk The ritio of non performing assets total loans The riatio of the annual provision for loan losses to total Liquidity Risk Net loans to total assets cash assets and government securities to assets 8 10 Market risk 11 The ratio of bank's book-value assets to the estimated market value of those same 12 The ratio of book-value equity capital to market value of abank's equity capital 13 14 15 Earnings risk 16 Variance of after-tax net income 17 ROE 18 ROA 19 20 Solvency (or Defult) riskier 21 The ratio of equity capital net worth to total assets 22 The ratio of purchases fund to total lielblities 23 24 25 26 25 26 Credit Risk The ritio of non performing assets total loans The riatio of the annual provision for loan losses to total Liquidity Risk Net loans to total assets cash assets and government securities to assets 8 10 Market risk 11 The ratio of bank's book-value assets to the estimated market value of those same 12 The ratio of book-value equity capital to market value of abank's equity capital 13 14 15 Earnings risk 16 Variance of after-tax net income 17 ROE 18 ROA 19 20 Solvency (or Defult) riskier 21 The ratio of equity capital net worth to total assets 22 The ratio of purchases fund to total lielblities 23 24 25 26 25 26