Credit score Probability of default 610 16.7 645 9.1 685 4.8 705 3.2 540 28 580 23 620 16 660 9 700 4.4 Household Income Mortgage amount 64,609 176,425 58,873 120,567 63,481 131,494 57,872 138,437 57,700 132,467 71,920 175,374 56,885 139,545 59,619 139,719 59,886 162,774 59,768 122,939 56,894 151,489 63,451 138,789 72,780 224,928 51,664 138,554 73,227 251,922 74,801 179,054 72,997 239,289 62,447 237,610 63,173 145,358 66,390 185,777 63,805 147,241 51,113 141,302 48,829 129,383 62,318 185,527 53,681 188,223 57,016 175,086 51,348 126,485 43,903 151,851 81,084 252,520 43,441 122,107 50,343 162,520 55,006 134,811 54,971 160,059 55,240 157,080 59,295 177,924 71,293 242,397 45,392 110,464 72,231 223,167 61,125 202,959 69,759 363,891 74,172 259,113 73,575 345,963