CrossTown Bank Average Assets $800,000 Average Equity Total interest expense $85,000 580 Total interest income Salary Expense BASO $115,000 Loan Fees Occupancy Expense $12.00 $10,000 Other op. expenses $0 Loan Servicing Fees $15,000 Income Taxes $6.000 Other fees $12,000 Gain loss on sale $3,000 Loan Loss Provision $3,000 Short-term investments 145.000 Cash and due $128,000 Short-term borrowed funds $25,000 Deposits $700,000 Calculate the following items for the bank. Net Income: Select one: $4,500 $19,750 $20,000 $21,000