d) $531,272 You must accumulate $100,000 four years from now for future improvements. You choose to deposit cash flow in an account that pays 10% interest, compounded annually. You want to figure out how much to deposit annually to accumulate these funds. (Questions 15-16) 15. What are you solving for? a) Future value (FV) b) Present value (PV) c) Periodic payment (PMT) d) Number of periodic payments (N) 16. What is the annual deposit needed to accumulate the funds for future improvements? a) $21,547.08 b) $24,689.66 c) $34,547.08 d) $68,301.35