D 7 13 Which of the following could be used as a hedge for the risk to the bank that bank borrowers will refinance their mortgage loans? An I/O and a long position in interest rate futures AP/O and a short position in interest rate futures O A P/O and a long position in interest rate futures an I/O and a short position in interest rate futures ( 8 1 Which of the following provides a hedge of interest rate risk for a positive DGAP bank? Short interest rate futures Long interest rate futures O A credit default swap O Exactly two of the above