D. Assuming a discount rate of 5% a year (4% / 12 per month), what is the NPV of this mortgage pool? Isthis pool trading at a discount or a premium? Why? (I started it but need help finishing it)

Month 0:

PV = $300,000,000.00 / (1 + 0.04/12)^0 = $300,000,000.00

Month 1:

PV = $128,127.64 / (1 + 0.04/12)^1 = $128,073.92

Month 2:

PV = $128,553.70 / (1 + 0.04/12)^2 = $128,499.80

... (continue for all 180 months)

Month 180:

PV = $0.00 / (1 + 0.04/12)^180 = $0.00

NPV = $300,000,000.00 + $128,073.92 + $128,499.80 + ... + $0.00