D Question 19 5 pts Consider a 30-year, $115,000 fixed-rate mortgage with a nominal annual rate of 4.55 percent. All payments are made at the end of each month. What is the remaining balance on the mortgage Your answer should be between 98,478 and 112,670, rounded to 2 decimal places, with no special characters D Question 20 5 pts Ashley turned 30 today, and she is planning to save $3.000 per year for retirement, with the frst deposit to be made one year from today. She will invest in a mutual fund, which she expects to provide a return of 9.70% per year throughout her lifetime. She plans to retire 35 years from today, when she turns 65, and she expects to live for 30 years after retirement, to age 95. Under these assumptions, how much can she soend in cach year after she retires? Her first withdrawal will be made at the end of her hrst retirment year, and she plans on leaving no moncy to her heirs