D Question 9 1 pts Megan and Elliott are trying to save $38,000 for a down payment on a house. To save the money, they deposit $800 at the end of each month into an account which earns interest at a rate of 3.9%, compounded monthly. How many payments must they make before the value of the account is at least $38,000? Round your answer up to the next largest whole number. Hint: Use the TVM solver to solve this problem. 0 42 O 44 0 41 O 45 0 46 O 43 D Question 10 1 pts Starting at age 30. Charles begins making monthly deposits of $475 into the retirement fund provided by his employer. The account earns interest at a rate of 6.9%, compounded monthly. After 15 years. Charles changes employers and stops making payments into the account. The account continues to collect interest at the same rate, however, Determine the value of the account when Charles retires at age 65. O $614.572.05 $590,934.66 O $579.115.97 O $638.209.43 $626.390.74 O $602.753.35