d. Ramon has decided to make a cash gift to the American Heart Association of $150,500. However, he is considering delaying his gift until the following year when his AGI will increase to $300,000 and he will be in the 32% income tax bracket, an increase from his 2023 income tax bracket of 24%. Assume a 6% discount rate. The present value factors, at a 6% discount rate, are as follows: If required, round your final[answers to the nearest dollar. Ramon asks you to determine the tax savings from the tax deduction in present value terms if he were to make the gift this year, rather than delay the gift until next year. Total present value of tax savings from the tax deduction if made this year: $ Total present value of tax savings from the tax deduction if made next year: $ Feedbock Theck My Work Partially correct