d) Which of the following statements about Prospect Theory is TRUE? [3 points] a. Changes in utility are determined from a reference point, not necessarily current wealth b. The amount of decreased utility from a loss relative to the reference point is equivalent to the increased utility from a gain of the same size c. In the domain of gains, utility increases at an increasing rate. d. Utility is a function of overall wealth e. The prospect theory utility function is uniformly concave