Dan and Lori Thompson, a married couple, have a personal umbrella with a $2 million limit, $1,000 retention. The couple has primary policy limits, which meet the Umbrella underlying requirements, as follows: Homeowners HE 7(Comprehensive Personal Liability) $300,000 Personal Auto Policy $250/500/100 No additional liability coverage endorsements apply under the primary policies. Lori lost control of her vehicle during a rain storm, crossed the center line and hit an oncoming vehicle causing bodily injury of $400,000 to the other driver and property damage to other driver's vehicle of $60,000. How much if any will the insurer pay under the umbrella policy