Danielle is age 25. Her income tax rate is now 25%, but will be 15% after retiring at age 65. She invests enough into her 401(k) to reduce her take-home pay by $1500. She receives a 50% match from her employer for 401(k) contributions. If she earns a 4% annual pretax return, and withdraws everything after retiring at age 65, the amount she can spend after taxes will be

	12,243
	11,091
	13,064
	13,390
	10,182
	9,872