Data collected by Liberty Mutual indicates that their customers monthly car insurance costs have a reasonably normal distribution with a mean of $85 and standard deviation of $26. 40% of Liberty Mutual customers have more than 1 car. You collect data on a random sample of 36 Liberty Mutual customers. What is the likelihood that more than 45% of the sample have more than 1 car? (provide your answer as a probability, and use 4 decimal places. Enter 0.1111 not 11.11)