Dataset: credit.csv. The description of the variables is in an excel file named descriptionCreditScoringData.xls. This data set consists of genuine credit records from a South German bank. The aim would generally be to predict which customers will repay the loan in full and which of them will not. There are 1000 records, and all amounts are in Deutschmarks. Answer the following using suitable approaches whether descriptive/graphical or inferential and using a suitable package e.g. StatTools or R. Justify your answers in the main text including essential graphs and include all workings as appendix.