Date 4/10/20 $ 625.00 8. Do the Penders live within their monthly net income? If so, by how much? (Use any calculations you made in Lesson 3.2 to help you support your answer.) (2 points) 125.00 200.00 50.00 5 A Money Manager for Monthly Living Expenses Food/Groceries Household Expenses Electricity Heating PhoneCell Water Garbage/Sewer Cable TV Other Transportation Gasoline/ Parking Tols Commuting Other Personal Spending Clothing Credit Cards) Newspaper Gifts, etc. Pocket Money Entertainment Movie/Theater Sporting Events Recreation Dining Out Total Piana and Paul Pander Monthly Fixed Expenses $290.00 Rent/Mortgage Loan Car Loan 45.00 Installment Loans s0.00 Appliances 65.00 Furniture 24.50 Regular Savings Emergency Fund 95.00 Total Annual Expenses Life Insurance 85.00 Home/Renter's Insurance 45.00 Car Insurance 25.00 Real Estate Property Taxes Car Registration Charitable Contributions Other 60.00 Total 50.00 Monthly Share (Divide by 12) 20.00 Monthly Balance Sheet 60.00 Net Income (Total Budget) $ 840.00 750.00 52.00 100.00 5 5 $2,600.00 20.00 65.00 22.00 140.00 $ Using Expenses Fixed Expenses Annual Expenses Total Monthly Expenses Balance wnlu 9. How much more or less were the Penders' total expenditures for the month of July than the amount they had budgeted? (2 points) e Expense Summary for Paul and Diana Pender for the Month of July 20 Expenses Amount Budgeted Amount Spent Difference Food/Groceries $ 290.00 $ 302.60 a. $ Household Expenses Electricity 45.00 44.35 b. Heating 80.00 0.00 C. Cell Phone 35.00 35.00 d. Water 24.50 31.70 Cable/Internet 95.00 95.00 f Transportation Gasoline/ 85.00 101.70 9. Parking/Tolls 70.00 50.00 h. Personal Clothing 60.00 31.75 Credit Cards) 50.00 60.00 B. Pocket Money 80.00 93.75 k. Entertainment Movies/Theater 20.00 35.00 1. Sporting Events 65.00 32.00 m. Recreation 22.00 63.80 n. Dining Out 140.00 158.40 Fixed Rent/Mortgage 625.00 625.00 Furniture p. 125.00 Savings 250.00 9. Contributions 150.00 r. 8.33 8.33 5. 0. 125.00