Davante Adams is offered a choice of the following three contracts: a) $14.0 million per year for the next five years, payable at the beginning of each year b) $15.25 million per year for the next five years, payable at the end of each year c) A single lump sum payment of $55 million (that will represent his pay for the next five years), payable at the beginning of the first year If il2) = .10, determine which contract is the most valuable in terms of present value at the beginning of the first year