Dave Krug finances a new automobile by paying $6,900 cash and agreeing to make 20 monthly payments of $440 each, the first payment to be made one month after the purchase. The loan bears interest at an annual rate of 12%. What is the cost of the automobile? (PV of $1, FV of $1, PVA of $1, and FVA of $1) (Use appropriate factor(s) from the tables provided. Round "Table Factor" to 4 decimal places.) Monthly Payment Table Factor Present Value of Loan II Table Values are Based on: n = - Present Value of Loan Cash Down Payment Cost of the Automobile =