David and Audrey are the named insureds in their homeowners policy, and the home's title was transferred a few years ago to a trust they established as part of their estate plan. If their home sustains property damage, (Search Chapter 1) a. David and Audrey are still covered because of their insurable interest in the home. b. legal precedents show that David and Audrey will be unable to recover from the insurer. c. the insurer could argue that the trust that owns the home is not an insured. d. the trust is automatically covered as an additional insured