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David operates a basketball club for underprivileged teenagers in an inner-city suburb. Each player pays a membership fee, or a service blub pays it. The

David operates a basketball club for underprivileged teenagers in an inner-city suburb. Each player pays a membership fee, or a service blub pays it. The treasurer disappears with all the funds, leaving the club with debts of $12,000. Who is liable for the debts? Would you answer be different if the club was an incorporated association? If so, how, and why

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