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David owns a commercial building with an ACV of $3,600,000. The building is insured for $2,160,000 under a standard fire policy that has an 80%

David owns a commercial building with an ACV of $3,600,000. The building is insured for $2,160,000 under a standard fire policy that has an 80% coinsurance clause. How much will David collect from his insurer if he has a $360,000 loss?

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