Defendant purchased a house from Seller and assumed the mortgage indebtedness to Plaintiff. All monthly payments were made on time until March $25,1948,$ when no more were made. On October $8,1948,$ Plaintiff sued to foreclose and accelerate the note. In February of $1948,$ Plaintiff asked to obtain a loan elsewhere and pay him off; he offered a discount if she would do so$,$ three times, increasing the amount offered each time. Plaintiff understood that Defendant was getting a loan from the Federal Housing Administration $($FHA$),$ but she was confronted with a number of requirements, including significant property improvements, which$-$because they were neighbors$-$Plaintiff knew were ongoing. While the improvements were being