Demographic Group Man Women Age 16 to 40 with 0-1 accidents Age 16 to 40 with 0-1 accidents "321 drivers : $1680 17% chance of an having accident in 2 years" "315 drivers : $1752 19% chance of an having accident in 2 years" Age 16 to 40 with 2 or more accidents Age 16 to 40 with 2 or more accidents "12 drivers : $2160 with 69% chance of having an accident in 2 years" "18 drivers : $2232 with 72% chance of having an accident in 2 years" Age 41 and over with 0-1 accidents Age 41 and over with 0-1 accidents "309 drivers : $1824 19% chance of an having accident in 2 years" "302 drivers : $1896 23% chance of an having accident in 2 years" Age 41 and over with 2 or more accidents Age 41 and over with 2 or more accidents "24 drivers : $2304 with 72% chance of having an accident in 2 years" "31 drivers : $2376 with 78% chance of having an accident in 2 years" The firm has further estimated that each accident claim costs the firm an average of $9,000, because some accidents involve expensive new cars that