Denise bought a house in $2000$ for $$85000.$ She obtained a mortgage from her local credit union.$$ She only mortgaged $$65000.$ In $2020,$ she decided to take a home equity loan for $$20000$ to put in replacement windows.$$ Assuming the house is worth at $$125000$ and all security interests have been properly filed, what best represents the status of the loans if Denise defaults and leaves town?