Denise earned $198,000 in wages in 2023. She also had investment income of $4,700. She is 48 years old and will use the single filing status. She is not covered by an employer-sponsored retirement plan, but if possible, she would like to contribute to a Roth IRA for 2023. If Denise has no other income or adjustments, what is the maximum amount she can contribute? $7,500 $7,000 $6,500 $0 (She cannot make a Roth IRA contribution for 2023.)