deposit and its balance sheet was as follows: Bank balance sheet WHERETHEHELLAMI BRANCH, FIFTH NATIONAL BANK STARTING BALANCE SHEET Ain 7 A in -7 ASSETS LIABILITIES TOTAL RESERVES DEPOSITS $60 Million REQUIRED $12.0 Million EXCESS SECURITIES $2 Million LOANS $46 Million TOTAL LIABILITIES $60 million TOTAL ASSETS $60 Million Demand Reserve ratio = 20%% bc, Deposits = $led mil (. 20 Required - $ 12 mil