Derek borrows $323,105.00 to buy a house. He has a 30 -year mortgage with a rate of 4.55%. After making 81.00 payments, how much does he owe on the mortgage? Answer format: Currency: Round to: 2 decimal places. Derek borrows $35,150.00 to buy a car. He will make monthly payments for 6 years. The car Ioan has an interest rate of 5.57%. After a 13.00 months Derek decides to pay off his car loan. How much must he give the bank? Answer format: Currency: Round to: 2 decimal places