Derek currently has $13,067.00 in an account that pays 5.00%. He will withdraw $5,038.00 every other year beginning next year until he has taken 8.00 withdrawals. He will deposit $13067.0 every other year beginning two years from today until he has made 8.0 deposits. How much will be in the account 22.00 years from today?

Derek can deposit $284.00 per month for the next 10 years into an account at Bank A. The first deposit will be made next month. Bank A pays 15.00% and compounds interest monthly. Derek can deposit $2,524.00 per year for the next 10 years into an account at Bank B. The first deposit will be made next year. Bank B compounds interest annually. What rate must Bank B pay for Derek to have the same amount in both accounts after 10 years?