Derek wants to withdraw $11,373.00 from his account 4.00 years from today and $13,785.00 from his account 13.00 years from today. He currently has $3,202.00 in the account. How much must he deposit each year for the next 13.0 years? Assume a 6.29% interest rate. His account must equal zero by year 13.0 but may be negative prior to that.